The Monticello at Meadowgreen Dr, exterior rendering

Harvest River Capital

Capital That Brings Homes to Life.

Harvest River invests in development projects and provides real estate-secured construction and renovation loans, informed by our experience acquiring, entitling, and building homes.

Rendering

Harvest River Partners

Why our experience matters

We are developers and builders first. The people who plan and build our homes review every project we finance.

The Rae at Bristol Dr, exterior renderingRendering
01

Developer

Land acquisition, entitlements and community planning across Middle Tennessee.

02

Builder

Custom homes and communities built by licensed Tennessee general contractors.

03

Lender

First-lien construction and renovation loans to business borrowers.

Underwriting and oversight

How we evaluate and monitor

Every project is reviewed by people who build, before money moves and while it is at work.

Risks and controls
01

Underwrite the builder

Track record, credit and liquidity, verified with closing statements and certificates of occupancy.

02

Underwrite the budget

Every line checked against our own cost model, with an independent appraisal.

03

Fund what is built

Draws are released after a site inspection, never in advance.

04

Watch every loan

Payments, draws, budget, liens and insurance reviewed monthly.